Travel Insurance

Why Should I Buy Travel Insurance?

With more booking choices, more available destinations, and more people traveling than ever before, you want to make sure you thought of everything before you travel. That’s where travel insurance can help. Travel insurance helps provide coverage for unexpected travel problems, from a canceled flight to a serious illness, inclement weather – or even an act of terrorism. 

How Many People Actually Buy Travel Insurance?

Recent studies show that as many as 120 million Americans a year have been insured against travel-related loss. In fact, the number of Americans insured for travel in 2010 was 124 million – that’s 40% of those traveling.

Can I Buy My Travel Insurance Anytime Before I Travel?

​Insurance must be purchased no later than 24 hours before you travel, most Travel Guard plans provide extra coverage if you purchase within a certain window, for example within 15 days of your initial trip payment. Check your plan before you buy to make sure you’re getting the most for your dollar. 

What Are The Chances I Will Use My Travel Insurance Plan?

Industry-wide, 17% or one out of every 6 people who buy travel insurance have actually fi led a claim.

What Can I Expect To Pay For My Travel Insurance Plan?

Travel insurance plans are affordable and are typically based on a percentage of your overall travel cost.

I Already Have Insurance For My Home And Medical Insurance Through My Employer. Won't That Cover My Belongings And Medical Expenses On My Trip?

Not always. Check your current coverage carefully before you travel to see if you’ll be covered in the case of an emergency. Many choose travel insurance to avoid possible deductibles they may pay if they were to file claims against their existing insurance plan.